When your hit points fall below 0, you die. But don't worry, death is not as permanent a thing here as it is in the real world. When you die, your body is left behind and your spirit is drawn back to the church. It is here that you must pray to get your life back, or else you will walk about as a ghostly spirit. When you die, a level's worth of your experience and all of your possessions (yes, money too!) are lost. You can reclaim your money and possessions from your corpse - provided, of course, that no one else has beaten you to it - by going to the place where you were killed.See Also: scars